Your smart money companion

Say it.
Snap it.
Kupio does the rest.

Voice in 3 seconds. AI reads the receipt. An advisor explains where the money went. Taxes in 19 countries. Loans, goals, eight themes. Data stays on your phone — no account, no ads.

  • 6 languages
  • 22 currencies
  • iOS 15+
  • No sign-up
Kupio overview Voice entry Analytics

See the app in motion

Voice · Receipt · Analytics · Goals · Taxes · AI advisor

Stories

Kupio in everyday life

Features at a glance

AI insights, receipt scanning, tax estimates and more — all in one place.

Voice tracking, always free

Say “Coffee, 4 euros” and it’s saved. No forms, no friction.

Catch forgotten subscriptions

See it. Review it. Decide. Small payments add up — Kupio finds them.

Premium insights

Clear view of subscriptions and spending. Know where every euro goes.

How it works

Fast. Simple. Automatic.

Voice

Just say it

“Coffee, 4 euros” — amount, category and entry in three seconds. No forms, no keyboard.

Receipt scan

Snap a receipt

AI reads the total, merchant and category. A pile of paper becomes clean data.

AI advisor

Ask your advisor

Not generic tips — your numbers. Where it went, what to cut, whether the month is on track.

Statistics

See the full picture

Category ring, daily heatmap, month-end forecast and an honest savings rate.

Projects

Selected work

Kupio

Kupio

AI-powered personal finance app. Voice & receipt tracking, smart advisor, taxes in 19 countries, goals and loans. Privacy-first, on-device data.

View on App Store →
iPhone Duo

iPhone Duo Experience

Optimized layouts for larger screens and dual-view mode. Clearer overview of finances, goals and expenses side by side.

See features →
Accounts

Multi-account tracking

Manage main accounts, savings, cards and loans in one place. Real-time balances and full financial picture.

Watch demo →

Privacy

Your data stays yours

No accountNo registration. Open it — use it.
No adsNo trackers, no banners.
On deviceThe database lives on your phone. Export JSON or CSV anytime.
Minimal cloudOnly the receipt you choose to scan, and an anonymous snapshot for the AI advisor.

Try Kupio today

On the App Store now. Core features are free. Premium unlocks calculators, forecasts and Wrapped.

Open in the App Store

Developer Myroslav Koval · Paris · iOS 15+